The Employees' Provident Fund Organisation (EPFO) is the statutory body under the ownership of Ministry of Labour and Employment, Government of India that is responsible for regulation and management of provident funds, pensions and the mandatory life insurance in India. The EPFO administers the mandatory provident fund and the mandatory pension and life insurance schemes for the Indian workforce. It also manages social security agreements with other countries. International workers are covered under EPFO plans in countries where bilateral agreements have been signed. As of May 2021, 19 such agreements are in place. The EPFO's apex decision making body is the Central Board of Trustees (CBT), a statutory body established by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952. As of 2018, more than ₹11 lakh crore (US$157.8 billion) are under EPFO management.
On 1 October 2014, the Government of India launched a Universal Account Number for Employees covered by EPFO to enable Provident Fund number portability.